<\/div>\n

Fintech company, OPay, may have some explanations to do to Nigerians and the Federal Competition and Consumer Protection Commission (FCCPC) as many people are now discovering they have an account in their name with the company even without opening one.<\/p>\n\n\n\n

The issue that surfaced on the social media platform, X, on Monday has seen many people coming out to confirm that they are just discovering they have an account with the company through their mobile number.<\/p>\n\n\n\n

OPay as a licensed mobile money operator, uses customers\u2019 mobile numbers as their account numbers. It is, however, unclear yet how people who have not approached the company for account opening are seeing their number as an OPay account with their full names.<\/p>\n\n\n\n

We put this claim to test with a phone number that has never been registered with OPay, using a GTBank app and it indeed brought out our Analyst\u2019s full name.<\/p>\n\n\n\n

A test transaction was initiated to transfer N200 to the account and it successfully went through.<\/p>\n\n\n\n

A debit alert was received from GTB, but the question remains where did the money go?<\/p>\n\n\n\n

Sharing the discovery, an X user, @hackSultan wrote <\/p>\n\n\n\n

\n
• \u201cI just checked now and someone, I have an Opay account, same with every member of my family. None of us has ever opened an Opay account. How\u2019s this even legal?\u201d<\/em>\u00a0<\/li>\n<\/ul>\n\n\n\n

  https:\/\/twitter.com\/hackSultan\/status\/1708932123883680023?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1708932123883680023%7Ctwgr%5E1b6a26b929241f2bc90b1ca495c7d692e89744eb%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fnairametrics.com%2F2023%2F10%2F03%2Fopay-faces-controversy-as-nigerians-discover-they-have-accounts-without-opening-one%2F<\/p>\n\n\n\n

  This prompted other people to check their number. This can be done by trying to send money from another bank app and then selecting OPay as the receiving bank and typing your phone number as the account number without the first \u201c0\u201d digit.<\/p>\n\n\n\n

  Another X user, @0sadebame tried this and confirmed that there is an OPay account for her two lines.<\/p>\n\n\n\n

  \u201cIt\u2019s quite a discovery. Both my lines have an OPay account registered to them. I\u2019ve never used Opay before,\u201d she said.<\/p>\n\n\n\n

  https:\/\/twitter.com\/0sadebame\/status\/1708932800143839675?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1708932800143839675%7Ctwgr%5E1b6a26b929241f2bc90b1ca495c7d692e89744eb%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fnairametrics.com%2F2023%2F10%2F03%2Fopay-faces-controversy-as-nigerians-discover-they-have-accounts-without-opening-one%2F<\/p>\n\n\n\n

  It was the same for @Lost_DWTBF, who shared:  <\/p>\n\n\n\n

  \n
  • \u201cI just checked mine and is the same. @OPay_NG, is there a reason why my number is registered when I have never?\u201d<\/em>\u00a0<\/li>\n<\/ul>\n\n\n\n

    https:\/\/twitter.com\/Lost_DWTBF\/status\/1708945487091339543?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1708945487091339543%7Ctwgr%5E1b6a26b929241f2bc90b1ca495c7d692e89744eb%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fnairametrics.com%2F2023%2F10%2F03%2Fopay-faces-controversy-as-nigerians-discover-they-have-accounts-without-opening-one%2F<\/p>\n\n\n\n

    The result was the same for many other people without an OPay account who checked and found out there is an OPay account to their number and with their full names.  <\/p>\n","protected":false},"excerpt":{"rendered":"

    Fintech company, OPay, may have some explanations to do to Nigerians and the Federal Competition and Consumer Protection Commission (FCCPC) as many people are now discovering they have an account in their name with the company even without opening one. The issue that surfaced on the social media platform, X, on Monday has seen many […]<\/p>\n","protected":false},"author":886,"featured_media":96848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":[]},"categories":[427],"tags":[],"class_list":["post-96847","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"jetpack_publicize_connections":[],"yoast_head":"\n