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Ways To Avoid Retirement Shock

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Have ever talked to someone who when speaking on the subject of retirement acts like it is a death sentence? For many the idea of not working and stepping down into the life of retirement with fewer daily duties is frightening and something to dread. That is why a big part of retirement planning involves getting emotionally ready for retirement so there isn’t a huge shock when all of a sudden you are a man or woman of leisure.

There is a term from the world of scuba diving that refers to a medical problem that happens when a diver returns to the surface to fast and the shift from high pressure to lower pressure of the world above the water is too fast. It’s called “the bends” and it’s a serious medical moment. Well, we don’t want to get “the bends” when we leave the high pressure world of work and achievement for the low pressure world of retirement and a life of ease.

So to avoid retirement shock, you should start well ahead of you retirement party getting ready for that lifestyle. The worst thing you can do is wake up on the first day of your retired life with nothing to do and that feeling of emptiness and loneliness because you miss your old life and have no plans for how to fill the hours and days that lay ahead in your life as a retired person.

One way to avoid retirement shock is to do a bit of daydreaming about all the things you want to do once you are retired. Many of us put off creative interests and adventures we might have pursued except as a member of the working world, a parent an active participant in school, church and civic groups, there is just no time for that before retirement. But now that you have laid down so many of those responsibilities, give yourself permission to throw yourself into a creative hobby to let that side of you out to grow and mature.

Another great coping mechanism so the shock of moving into retirement isn’t so severe is to continue to work at a reduced pace. If your employer values your decades of experience and devotion to duty, they may put you on in a part time capacity to come in and help the young people learn the ropes and learn the lay of the land of the business world. You know that landscape well so you can be of real value to make that transition a success.

Retirement is also a time when you can travel and spend more time with family and friends. If you always wished you could be available to baby-sit the grandchildren, now is the time. Your kids not only will love having free child care while they go about dealing with their busy lives but you will enjoy getting to know your grandkids and maybe being a kid with them for an afternoon as well.

Volunteering is another great way to fill all of that extra time you now have on your hands. By keeping busy helping worthy causes, you keep your self esteem because you are making a real difference in the lives of others and for your community. You can meet so many wonderful people while volunteering and the social side of it keeps you young and overcomes loneliness which is a big problem when you first enter your retirement years.

By laying out plans to enjoy a hobby, continue to work part time or volunteer when retirement starts, you can get rid of that sense of dread that you may have about your upcoming retirement. Instead start to get excited about this new phase of life and the new life that lies ahead of you in retirement.

Celebrities

Juliana Olayode reveals how Funke Akindele emptied her bank account to save her mother from Fibroid

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Nollywood actress, Juliana Olayode has recounted how her senior colleague and boss, Funke Akindele emptied her bank account to save her mother’s life.

In the wake of claims that Funke Akindele doesn’t treat her staff right, Juliana debunked it as she made it known that Funke is the reason her mother is still alive after battling Fibroid.

In a lengthy post on his Instagram page, Juliana showered encomium on Funke as she recalled how the movie star emptied her account to make sure her mother was taken to a private hospital and treated immediately. She noted how the movie star does a lot of good for people, yet doesn’t post it for publicity.

Juliana added that Funke has worked hard to be where she is today and God backed her up. Raining prayers for her and her children, she wrote,

“Mamaaaaaaaaaaaaa @funkejenifaakindele
Olufunke Omo Akindele, the one who the Lord delights in.
The apple of God’s eyes, the one who has found favor in the sight of God, the one whom God has clothed with so much grace and glory, the one whom God has enthroned!!!! The one whose path is like a shining light, the one whose light can not be dimmed!

Olufunke Omo Akindele, the one who has gone through fire and came out without smelling like smoke, is a strong woman, a resilient woman, an Amazon, a phenomenal woman, a pacesetter, a record breaker, and a good woman.

My mum would have died of fibroid years ago, had you not emptied your account to make sure that she was taken to a private hospital and treated immediately.

You do a lot of good but you don’t post about it, you don’t do it for publicity, a lot of people are on your payroll, and you have done so much that an Instagram caption would not be enough to talk about it.

You have worked so hard to be where you are and God backed you up. You will never fall and you will never fail, the mighty hand of God will continue to carry you for the rest of your life.
You, your children, and everything that concerns you is covered by God!!!!

I LOVE YOU MAMA”.

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J Cole apologises to Kendrick Lamar over diss track

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J Cole, the US rapper, has apologised for recording a diss track aimed at Kendrick Lamar, his colleague.

Last year, Cole, on the song ‘First Person Shooter’, had suggested that he, Drake and Lamar were the current “big three” names in hip-hop.

Lamar, however, disagreed with Cole. In his verse on the song ‘Like That’, he said there was “no big three — it’s just big me”.

He went on to call Cole’s best verses insubstantial — “a light pack” — and claimed he was the “Prince to Drake’s Michael Jackson”.

In response to Lamar, Cole released a song titled ‘7 Minute Drill’ wherein he said Lamar has “fallen off like The Simpsons”.

In the track, he also described ‘Mr. Morale & The Big Steppers’, Lamar’s latest album, as “tragic”.

Speaking on Sunday at the Dreamville Festival in North Carolina, Cole apologised for his “lame” and “goofy” response.

He said he had gotten “a thousand missed calls” and felt pressured to write a comeback.

Cole said since releasing the song, he has “felt terrible”, nearly had a relapse, and could “no longer sleep well at night”.

He praised Lamar, calling him “one of the greatest”, and hoped he was not offended by the track.

Cole would later promise that ‘7 Minute Drill’ will be “removed” from all streaming services.
“I’m so proud of my latest project, ‘Might Delete Later,’ except for one part. One part of that made me feel like it is the lamest sh*t I ever did in my life,” he said.

“They said it is war time and wanted to see blood. I was conflicted because I know my heart and how I feel about these two nig**s that I’ve been blessed to even stand beside in this game.

“In trying to get this music out, I moved in a way that made me feel spiritually bad. That sht doesn’t sit right with my spirit. That sht disrupts my peace.

“How many people think Kendrick Lamar is one of the greatest to ever to pick up a microphone? You all love Kendrick Lamar, correct? As do I.

“I want to publicly say that was the lamest and goofiest sh*t I’ve ever done. I pray that Lamar didn’t feel any kind of way. And if he did, I got my chin out. Take your best shot, I’ll take that on the chin.”

The trio have dominated the rap genre since the 2010s, with Lamar winning 17 Grammys, Drake five, and Cole two.

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UBA introduces first of its kind scan to resolve complaint portal

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Africa’s Global Bank, United Bank for Africa (UBA) Plc, has unveiled a Quick Response solution code, qrdispute.ubagroup.com:8088 called the ‘Scan to Resolve Complaint’ Portal with code  aimed at enhancing satisfaction and swiftly addressing customers’ disputes.

The first of its kind innovative platform marks another significant step by the bank to revolutionise customer service and streamline complaint resolution processes.

The ‘Scan to Resolve complaint’ portal is a QR-code-based qrdispute.ubagroup.com:8088,-portal conceptualised by the bank to proffer timely solution to customers’-challenges, without them having to visit the bank or branch.

With the portal, a variety of concerns including challenges around failed transactions will be quickly resolved from the comfort of their homes and business places.

UBA’s Head, Digital Banking, Olukayode Olubiyi, who spoke on the workings and benefits of the ‘Scan and Resolve Complaint’ portal explained that with the platform, difficulties with transactions on web, Point of sale machines (PoS) and Automated Teller Machines will immediately get responses and be treated within 72 hours.

“Our customers are at the heart of our business, that’s why we keep going the extra mile to constantly innovate in a bid to satisfy them. As the name implies, Scan and Resolve Complaint, is a solution driven portal which attends to complaints and issues of customers fast and promptly,” he explained.

He also disclosed that the portal is loaded with many benefits including ease of transactions, adding that “henceforth, customers are only required to scan and log in complaints while each complaint would be integrated into the portal register to make resolution seamless which also reduces customer hassles.”

According to Olubiyi, when these complaints are made, there will be an Instant verification process and notifications will be sent to customers while resolution will commence immediately with the overall aim to satisfy customer.

UBA’s Group Head, Customer Experience, Michelle Nwoga said the bank is always on the look-out to provide exceptional services to customers, and has over time developed various strategies to ensure that its service delivery is continuously upgraded to remain the bank of choice.

“UBA aims to provide the best value possible for its customers through a more interactive, user-friendly interface that will make countless opportunities available for the customers from the comfort of their homes,” she stated.

United Bank for Africa is one of the largest employers in the financial sector on the African continent, with 25,000 employees group wide and serving over 35 million customers globally.  Operating in 20 African countries and in the United Kingdom, the United States of America, France and the United Arab Emirates, UBA provides retail, commercial and institutional banking services, leading financial inclusion and implementing cutting edge technology

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